.edumi-insurance-page {
    background: #f5f8ff;
}

.edumi-insurance-page .insurance-main {
    background: linear-gradient(180deg, #f8fbff 0%, #ffffff 38%, #f5f8ff 100%);
}

/* Material Icons Repair */
.edumi-insurance-page .material-icons-outlined {
    font-family: 'Material Icons Outlined';
    font-weight: normal;
    font-style: normal;
    font-size: 22px;
    line-height: 1;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    vertical-align: middle;
    text-transform: none;
    letter-spacing: normal;
    white-space: nowrap;
    direction: ltr;
    -webkit-font-feature-settings: 'liga';
    -webkit-font-smoothing: antialiased;
}

/* Hero */
.edumi-insurance-page .insurance-hero {
    position: relative;
    overflow: hidden;
    padding: 54px 0 72px;
    background:
        linear-gradient(
            90deg,
            rgba(8, 26, 54, 0.86) 0%,
            rgba(12, 45, 88, 0.62) 46%,
            rgba(255, 255, 255, 0.14) 100%
        ),
        radial-gradient(
            circle at 16% 32%,
            rgba(255, 196, 87, 0.28) 0%,
            rgba(255, 196, 87, 0.12) 31%,
            rgba(255, 196, 87, 0) 58%
        ),
        url("../../image/insurance/banner-study-insurance.webp");
    background-position: center;
    background-size: cover;
    background-repeat: no-repeat;
}

.edumi-insurance-page .insurance-hero::after {
    position: absolute;
    right: -90px;
    bottom: -120px;
    width: 310px;
    height: 310px;
    border-radius: 999px;
    background: rgba(255, 255, 255, 0.16);
    content: "";
}

.edumi-insurance-page .insurance-hero__inner {
    position: relative;
    z-index: 1;
    display: grid;
    min-height: 430px;
    align-items: center;
    gap: 34px;
    grid-template-columns: minmax(0, 1fr) minmax(330px, 0.48fr);
}

.edumi-insurance-page .insurance-hero__copy {
    max-width: 720px;
}

.edumi-insurance-page .insurance-kicker,
.edumi-insurance-page .insurance-hero__copy h1,
.edumi-insurance-page .insurance-hero__copy p {
    color: #ffffff;
}

.edumi-insurance-page .insurance-hero__copy h1 {
    margin: 0 0 18px;
    font-size: clamp(2.25rem, 5vw, 4.75rem);
    font-weight: 800;
    letter-spacing: -0.055em;
    line-height: 0.98;
}

.edumi-insurance-page .insurance-hero__copy p:not(.home-kicker) {
    max-width: 650px;
    margin: 0;
    font-size: 1.04rem;
    line-height: 1.75;
}

.edumi-insurance-page .insurance-hero__actions {
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    gap: 14px;
    margin-top: 28px;
}

.edumi-insurance-page .insurance-hero__link {
    display: inline-flex;
    min-height: 44px;
    align-items: center;
    justify-content: center;
    gap: 6px;
    color: #ffffff;
    font-size: 0.92rem;
    font-weight: 800;
    text-decoration: none;
}

.edumi-insurance-page .insurance-hero__link .material-icons-outlined {
    font-size: 20px;
}

.edumi-insurance-page .insurance-hero__link:hover,
.edumi-insurance-page .insurance-hero__link:focus {
    color: #ffffff;
    text-decoration: underline;
}

/* Hero Card */
.edumi-insurance-page .insurance-hero-card {
    position: relative;
    overflow: hidden;
    padding: 28px;
    border: 1px solid rgba(255, 255, 255, 0.28);
    border-radius: 24px;
    background: rgba(255, 255, 255, 0.94);
    box-shadow: 0 24px 55px rgba(7, 24, 44, 0.24);
    backdrop-filter: blur(8px);
}

.edumi-insurance-page .insurance-hero-card__icon {
    display: inline-flex;
    width: 54px;
    height: 54px;
    align-items: center;
    justify-content: center;
    margin-bottom: 18px;
    border-radius: 14px;
    background: var(--edumi-gradient, linear-gradient(135deg, #ff3e3e 0%, #a00070 48%, #0466c2 100%));
    color: #ffffff;
}

.edumi-insurance-page .insurance-hero-card__icon .material-icons-outlined {
    font-size: 30px;
}

.edumi-insurance-page .insurance-hero-card h2 {
    margin: 0 0 14px;
    color: var(--edumi-navy);
    font-size: 1.28rem;
    font-weight: 800;
    letter-spacing: -0.02em;
}

.edumi-insurance-page .insurance-hero-card ul,
.edumi-insurance-page .insurance-plan-card ul {
    margin: 0;
    padding: 0;
    list-style: none;
}

.edumi-insurance-page .insurance-hero-card li {
    display: flex;
    align-items: flex-start;
    gap: 9px;
    margin-bottom: 11px;
    padding-left: 0;
    color: var(--edumi-text);
    font-size: 0.94rem;
    line-height: 1.55;
}

.edumi-insurance-page .insurance-hero-card li:last-child {
    margin-bottom: 0;
}

.edumi-insurance-page .insurance-hero-card li .material-icons-outlined {
    flex: 0 0 auto;
    margin-top: 2px;
    color: var(--edumi-blue);
    font-size: 18px;
}

/* Remove old dot bullets */
.edumi-insurance-page .insurance-hero-card li::before,
.edumi-insurance-page .insurance-plan-card li::before {
    display: none;
    content: none;
}

/* Sections */
.edumi-insurance-page .insurance-section {
    padding: 76px 0;
}

.edumi-insurance-page .insurance-section--muted {
    background:
        radial-gradient(circle at 10% 8%, rgba(4, 102, 194, 0.08), transparent 28%),
        #f5f8ff;
}

.edumi-insurance-page .insurance-section-heading {
    max-width: 820px;
    margin: 0 auto 34px;
    text-align: center;
}

.edumi-insurance-page .insurance-section-heading--split {
    display: flex;
    max-width: none;
    align-items: end;
    justify-content: space-between;
    gap: 24px;
    text-align: left;
}

.edumi-insurance-page .insurance-section-heading h2,
.edumi-insurance-page .insurance-process__copy h2,
.edumi-insurance-page .insurance-contact__copy h2 {
    margin: 0 0 12px;
    color: var(--edumi-navy);
    font-size: clamp(1.85rem, 3vw, 2.7rem);
    font-weight: 800;
    letter-spacing: -0.04em;
    line-height: 1.08;
}

.edumi-insurance-page .insurance-section-heading p:not(.home-kicker),
.edumi-insurance-page .insurance-process__copy p:not(.home-kicker),
.edumi-insurance-page .insurance-contact__copy p:not(.home-kicker) {
    margin: 0;
    color: var(--edumi-muted);
    font-size: 1rem;
    line-height: 1.75;
}

/* Feature Cards */
.edumi-insurance-page .insurance-feature-grid {
    display: grid;
    gap: 18px;
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.edumi-insurance-page .insurance-feature-card,
.edumi-insurance-page .insurance-plan-card,
.edumi-insurance-page .insurance-contact-card {
    border: 1px solid var(--edumi-border);
    border-radius: 22px;
    background: #ffffff;
    box-shadow: 0 14px 35px rgba(16, 42, 67, 0.08);
}

.edumi-insurance-page .insurance-feature-card {
    padding: 26px;
    transition: transform 0.22s ease, box-shadow 0.22s ease;
}

.edumi-insurance-page .insurance-feature-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 20px 45px rgba(16, 42, 67, 0.12);
}

.edumi-insurance-page .insurance-feature-card__icon {
    display: inline-flex;
    width: 50px;
    height: 50px;
    align-items: center;
    justify-content: center;
    margin-bottom: 18px;
    border-radius: 14px;
    background: #eef4fb;
    color: var(--edumi-blue);
}

.edumi-insurance-page .insurance-feature-card__icon .material-icons-outlined {
    font-size: 28px;
}

.edumi-insurance-page .insurance-feature-card h3,
.edumi-insurance-page .insurance-plan-card h3,
.edumi-insurance-page .insurance-contact-card h3 {
    margin: 0 0 10px;
    color: var(--edumi-navy);
    font-size: 1.08rem;
    font-weight: 800;
    line-height: 1.3;
}

.edumi-insurance-page .insurance-feature-card p,
.edumi-insurance-page .insurance-plan-card p {
    margin: 0;
    color: var(--edumi-muted);
    font-size: 0.95rem;
    line-height: 1.65;
}

/* Plan Cards */
.edumi-insurance-page .insurance-plan-grid {
    display: grid;
    gap: 22px;
    grid-template-columns: repeat(3, minmax(0, 1fr));
}

.edumi-insurance-page .insurance-plan-card {
    display: flex;
    overflow: hidden;
    min-height: 100%;
    flex-direction: column;
    transition: transform 0.22s ease, box-shadow 0.22s ease;
}

.edumi-insurance-page .insurance-plan-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 22px 48px rgba(16, 42, 67, 0.12);
}

.edumi-insurance-page .insurance-plan-card__logo {
    display: flex;
    height: 150px;
    align-items: center;
    justify-content: center;
    padding: 24px;
    border-bottom: 1px solid var(--edumi-border);
    background: linear-gradient(180deg, #ffffff 0%, #f8fbff 100%);
}

.edumi-insurance-page .insurance-plan-card__logo img {
    max-width: 100%;
    max-height: 95px;
    object-fit: contain;
}

.edumi-insurance-page .insurance-plan-card__body {
    display: flex;
    flex: 1;
    flex-direction: column;
    padding: 24px 24px 8px;
}

.edumi-insurance-page .insurance-plan-card__body p {
    margin-bottom: 18px;
}

.edumi-insurance-page .insurance-plan-card__body ul {
    display: grid;
    gap: 10px;
}

.edumi-insurance-page .insurance-plan-card li {
    display: flex;
    align-items: flex-start;
    gap: 9px;
    margin-bottom: 0;
    padding-left: 0;
    color: var(--edumi-text);
    font-size: 0.94rem;
    line-height: 1.55;
}

.edumi-insurance-page .insurance-plan-card li .material-icons-outlined {
    flex: 0 0 auto;
    margin-top: 2px;
    color: var(--edumi-blue);
    font-size: 18px;
}

.edumi-insurance-page .insurance-plan-card__footer {
    padding: 18px 24px 24px;
    margin-top: auto;
}

.edumi-insurance-page .insurance-view-btn {
    display: inline-flex;
    width: 100%;
    min-height: 46px;
    align-items: center;
    justify-content: center;
    gap: 8px;
    border-radius: 12px;
    background: var(--edumi-blue);
    color: #ffffff;
    font-size: 0.92rem;
    font-weight: 800;
    text-decoration: none;
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.edumi-insurance-page .insurance-view-btn .material-icons-outlined {
    color: #ffffff;
    font-size: 18px;
}

.edumi-insurance-page .insurance-view-btn:hover,
.edumi-insurance-page .insurance-view-btn:focus {
    background: #0353a4;
    color: #ffffff;
    text-decoration: none;
    transform: translateY(-1px);
    box-shadow: 0 12px 22px rgba(4, 102, 194, 0.24);
}

/* Process */
.edumi-insurance-page .insurance-process__inner,
.edumi-insurance-page .insurance-contact__inner {
    display: grid;
    align-items: center;
    gap: 34px;
    grid-template-columns: minmax(0, 0.8fr) minmax(320px, 1fr);
}

.edumi-insurance-page .insurance-step-list {
    display: grid;
    gap: 14px;
}

.edumi-insurance-page .insurance-step-item {
    display: grid;
    align-items: center;
    gap: 18px;
    grid-template-columns: 62px minmax(0, 1fr);
    padding: 18px;
    border: 1px solid var(--edumi-border);
    border-radius: 18px;
    background: #ffffff;
    box-shadow: 0 10px 25px rgba(16, 42, 67, 0.06);
}

.edumi-insurance-page .insurance-step-item span {
    display: inline-flex;
    width: 52px;
    height: 52px;
    align-items: center;
    justify-content: center;
    border-radius: 14px;
    background: #eef4fb;
    color: var(--edumi-blue);
    font-weight: 800;
}

.edumi-insurance-page .insurance-step-item p {
    margin: 0;
    color: var(--edumi-text);
    font-weight: 600;
    line-height: 1.55;
}

/* Contact */
.edumi-insurance-page .insurance-contact {
    background: #ffffff;
}

.edumi-insurance-page .insurance-contact__inner {
    grid-template-columns: minmax(0, 0.88fr) minmax(320px, 0.72fr);
}

.edumi-insurance-page .insurance-note {
    margin-top: 14px !important;
    color: var(--edumi-muted);
    font-size: 0.9rem !important;
    font-style: italic;
}

.edumi-insurance-page .insurance-contact-card {
    padding: 28px;
}

.edumi-insurance-page .insurance-contact-card .form-label {
    color: var(--edumi-navy);
    font-size: 0.88rem;
    font-weight: 800;
}

.edumi-insurance-page .insurance-contact-card .form-control {
    min-height: 46px;
    border-color: var(--edumi-border);
    border-radius: 12px;
}

.edumi-insurance-page .insurance-contact-card textarea.form-control {
    min-height: 120px;
}


/* Final CTA */
.edumi-insurance-page .insurance-final-cta {
    margin-top: 0;
}

.edumi-insurance-page .insurance-final-cta .material-icons-outlined {
    font-size: 18px;
}

/* Responsive */
@media (max-width: 1199.98px) {
    .edumi-insurance-page .insurance-hero__inner {
        grid-template-columns: minmax(0, 1fr) minmax(300px, 0.56fr);
    }
}

@media (max-width: 991.98px) {
    .edumi-insurance-page .insurance-hero__inner,
    .edumi-insurance-page .insurance-process__inner,
    .edumi-insurance-page .insurance-contact__inner {
        grid-template-columns: 1fr;
    }

    .edumi-insurance-page .insurance-hero__inner {
        min-height: auto;
    }

    .edumi-insurance-page .insurance-feature-grid,
    .edumi-insurance-page .insurance-plan-grid {
        grid-template-columns: 1fr;
    }

    .edumi-insurance-page .insurance-section-heading--split {
        display: block;
        text-align: center;
    }
}

@media (max-width: 767.98px) {
    .edumi-insurance-page .insurance-hero {
        padding: 42px 0 50px;
        background-position: center;
    }

    .edumi-insurance-page .insurance-hero__copy h1 {
        font-size: 2.45rem;
    }

    .edumi-insurance-page .insurance-hero__copy p:not(.home-kicker) {
        font-size: 0.98rem;
    }

    .edumi-insurance-page .insurance-hero-card,
    .edumi-insurance-page .insurance-contact-card {
        padding: 22px;
        border-radius: 18px;
    }

    .edumi-insurance-page .insurance-section {
        padding: 54px 0;
    }

    .edumi-insurance-page .insurance-section-heading {
        text-align: left;
    }

    .edumi-insurance-page .insurance-section-heading--split {
        text-align: left;
    }

    .edumi-insurance-page .insurance-plan-card__logo {
        height: 132px;
    }

    .edumi-insurance-page .insurance-step-item {
        grid-template-columns: 48px minmax(0, 1fr);
        gap: 14px;
        padding: 14px;
    }

    .edumi-insurance-page .insurance-step-item span {
        width: 44px;
        height: 44px;
        border-radius: 14px;
    }
}

@media (max-width: 575.98px) {
    .edumi-insurance-page .insurance-hero__actions {
        align-items: stretch;
        flex-direction: column;
    }

    .edumi-insurance-page .insurance-hero__actions .edumi-btn,
    .edumi-insurance-page .insurance-hero__link {
        width: 100%;
    }
}